Comprehensive Financial
Planning Program
8 days of live instruction with Sunita Rao CFA. Every calculation built from scratch in Excel. Three real financial plans submitted to earn your certificate.
with Sunita Rao CFA
and submitted
program included
every formula, from scratch
Before you invest ₹25,000,
spend an hour with Sunita.
A free, live info session where Sunita Rao CFA walks you through the program in full — what it covers, who it's for, what you'll be able to do after, and answers every question you have. No pressure. Just clarity.
- 01 What this program actually teaches A module-by-module walkthrough — the concepts, the calculations, what you'll build in Excel.
- 02 Is this the right fit for you? Sunita will help you understand whether your career stage and goals align with what this program delivers.
- 03 Live financial plan walkthrough See what a real, complete financial plan looks like — built from scratch, the way you'll build it in the program.
- 04 How certification works The 3 case studies, the submission process, and what the certificate means for your practice.
- 05 Live Q&A with Sunita Ask anything — about the program, the curriculum, the pace, the commitment, or your specific situation.
Free to attend · No credit card · Recording sent to all registrants
with Sunita Rao CFA
Free · Limited spots · Register early
Most advisors sell products.
Few can actually plan.
You can recommend a mutual fund. But can you build a complete financial plan for a client's entire life — from scratch — in front of them?
- 📋Most advisors have never built a comprehensive plan end-to-end
- 📝Templates hide the logic — you fill cells without understanding the math
- 👤Clients with complex goals get generic, product-driven advice
- 💰Advisors who plan comprehensively charge fees product-sellers never can
The difference between an advisor charging ₹500 and one charging ₹50,000 is the ability to show a client exactly what their financial future looks like — and why.
Built for advisors who want
to plan properly.
If you're in financial advisory — or entering it — and you want to build real, comprehensive financial plans with full confidence, this program is for you.
8 modules. The complete
financial planning framework.
Every core discipline — the thinking, the math, the methodology. No PMS, no AIF, no software dependency. Pure applied financial planning, built by you in Excel.
- Time Value of Money — build your own TVM Calculator from scratch
- Nominal, Effective and Real Rates of Return
- Post-Tax Returns, CAGR, Annualised Return, Absolute Return
- XIRR, IRR, Alpha & Beta
- HPR, AMR, GMR — the complete return vocabulary
- Rising cost estimation for household expenses
- Children's education across different age horizons
- Domestic and international vacation planning
- Variable inflation and variable interest rate scenarios
- Multi-goal planning for a single client
- Investment needs for education — 3-year and 5-year horizons
- Domestic vs. international education funding
- Wedding planning with detailed scenario analysis
- Vacation funding across flexible timelines
- Tailored plans with different pre and post-retirement return assumptions
- Spouse planning — medical, travel and gifting goals
- Early retirement and extended working life scenarios
- Negative return simulations and cost of delay visualisation
- Need-based insurance planning — beyond product pushing
- Accurate Human Life Value (HLV) calculation for each client
- Integrating insurance into the comprehensive plan
- EMI calculation — interest vs. principal breakdown
- Outstanding loan values at any point in time
- Loan foreclosure planning
- EMI plans for under-construction properties
- Detailed loan repayment timelines
- Growing Annuity — FV and PV calculations
- Goal Seek and Solver to reverse-engineer SIP, EMI, wedding budgets
- Adjusting plans for uncertainty and changing assumptions
- Asset allocation strategies for every life phase
- Calculating and comparing portfolio returns
- Full integration into a client-ready financial plan
Live. Rigorous.
No shortcuts.
This isn't a video course you forget after watching. It's a structured live program where you build real capability — and prove it through submission.
By the end of this program,
you will be able to:
3 case studies.
1 certificate earned.
To receive the SunYta Comprehensive Financial Planning Program certificate, you submit three complete financial plans — each built from scratch. Progressively more complex.
- Goal-based future value planning
- SIP requirement calculation
- Term insurance & HLV
- Basic asset allocation
- Education planning across two children
- Home loan & EMI strategy
- Spouse HLV & insurance needs
- Retirement for both partners
- Variable income planning
- Advanced retirement scenarios
- Wedding + travel + gifting goals
- Full plan with asset allocation
From first principle
to client-ready plan.
Meet your Mentor
Sunita Rao is a Chartered Financial Analyst, Fellow of the Life Insurance industry, and an Arbitrator empaneled with the Indian Council of Arbitration. With over 16 years of experience in financial consulting and training, she has trained more than 6,000 students — including senior bankers, CFOs, and investment bankers from top organisations across the world.
- Chartered Financial Analyst (CFA)
- Fellowship in Life Insurance
- Arbitrator empaneled with Indian Council of Arbitration
One price.
Everything included.
-
✓8 days of live instruction with Sunita Rao CFA
-
✓Full 25-hour self-paced recorded program — 1 year access
-
✓3 case studies built from scratch in Excel
-
✓Personalised feedback on submitted financial plans
-
✓SunYta Comprehensive Financial Planning Program Certificate
-
✓Shareable digital certificate for LinkedIn
-
✓Live cohort access + all session recordings
Next batch: 24th August · Seats are limited
Questions
From our students.
Real feedback from professionals who've built their financial plans through this program.
The sessions simplified understanding of detailed calculations and financial plans. One-on-one meetings kept me focused and boosted my confidence in creating financial plans for clients.
The 1:1 approach meant every session moved at my own pace. I built my own financial planning Excel framework, and now I walk clients through their numbers in real time — it's completely changed how I present plans.
You being soft-spoken, I could really relate to you — and the content was quite powerful. With your support, I was able to submit my case study with confidence. Thank you so much!
Thank you for your unwavering support and guidance throughout completing the calculations and case study presentation. I'm certain I wouldn't have been able to accomplish this without your assistance.
Thank you for your support in helping me clear the financial plan assessment. Your constant support and push not only allowed me to clear it, but also helps in my business today — I apply these concepts with my clients daily, with complete clarity.
Stop recommending products.
Start planning lives.
The Comprehensive Financial Planning Program gives you the framework, the math, and the confidence to handle any client — from first meeting to complete plan.