SunYta · Live Program · English
Next Batch
3rd August 2025
Financial Planning
Blueprint
8 days of live instruction with Sunita Rao CFA. Every calculation built from scratch in Excel. Three real financial plans submitted to earn your certificate.
No templates
Built from scratch in Excel
Live cohort
Case study submission
₹24,999 + GST
Next batch
3rd August 2025
Limited seats · Enrol before it fills
8
Live training days
with Sunita Rao CFA
with Sunita Rao CFA
3
Case studies built
and submitted
and submitted
25h
Self-paced recorded
program included
program included
100%
Excel built by you —
every formula, from scratch
every formula, from scratch
8 Live Days
No Templates
Built From Scratch
3 Case Studies
Sunita Rao CFA
Certificate Earned
Begins 3rd August
25 Hrs Recorded
₹24,999 + GST
8 Live Days
No Templates
Built From Scratch
3 Case Studies
Sunita Rao CFA
Certificate Earned
Begins 3rd August
25 Hrs Recorded
₹24,999 + GST
The gap
Most advisors sell products.
Few can actually plan.
You can recommend a mutual fund. But can you build a complete financial plan for a client's entire life — from scratch — in front of them?
- 📋Most advisors have never built a comprehensive plan end-to-end
- 📝Templates hide the logic — you fill cells without understanding the math
- 👤Clients with complex goals get generic, product-driven advice
- 💰Advisors who plan comprehensively charge fees product-sellers never can
"
The difference between an advisor charging ₹500 and one charging ₹50,000 is the ability to show a client exactly what their financial future looks like — and why.
Sunita Rao, CFA · Founder, SunYta
Who this is for
Built for advisors who want
to plan properly.
If you're in financial advisory — or entering it — and you want to build real, comprehensive financial plans with full confidence, this program is for you.
01
MFDs & RIAs
Already serving clients. Ready to move from product distribution to genuine planning — and charge accordingly.
02
Insurance & Tax Advisors
Specialists who want to offer holistic plans and become the single trusted advisor for every client.
03
Relationship Managers
Client-facing professionals who want planning depth to serve HNI and affluent clients with real rigour.
04
Independent Financial Advisors
Building your practice with a framework that works for every client type — salaried, owner, or pre-retiree.
05
Finance Graduates & Switchers
Entering financial planning and want real capability — not just theory — before your first client meeting.
06
Family Office & Boutique Firms
Teams that need advisors to build and present structured plans to discerning clients.
What you'll learn
8 modules. The complete
financial planning framework.
Every core discipline — the thinking, the math, the methodology. No PMS, no AIF, no software dependency. Pure applied financial planning, built by you in Excel.
Module 01Foundations of Financial Planning
+
- Time Value of Money — build your own TVM Calculator from scratch
- Nominal, Effective and Real Rates of Return
- Post-Tax Returns, CAGR, Annualised Return, Absolute Return
- XIRR, IRR, Alpha & Beta
- HPR, AMR, GMR — the complete return vocabulary
Module 02Goal-Based Future Value Planning
+
- Rising cost estimation for household expenses
- Children's education across different age horizons
- Domestic and international vacation planning
- Variable inflation and variable interest rate scenarios
- Multi-goal planning for a single client
Module 03Present Value & Investment Requirement Planning
+
- Investment needs for education — 3-year and 5-year horizons
- Domestic vs. international education funding
- Wedding planning with detailed scenario analysis
- Vacation funding across flexible timelines
Module 04Retirement Planning: Not Just a Number
+
- Tailored plans with different pre and post-retirement return assumptions
- Spouse planning — medical, travel and gifting goals
- Early retirement and extended working life scenarios
- Negative return simulations and cost of delay visualisation
Module 05Insurance & Human Life Value Planning
+
- Need-based insurance planning — beyond product pushing
- Accurate Human Life Value (HLV) calculation for each client
- Integrating insurance into the comprehensive plan
Module 06Loan & EMI Strategy Planning
+
- EMI calculation — interest vs. principal breakdown
- Outstanding loan values at any point in time
- Loan foreclosure planning
- EMI plans for under-construction properties
- Detailed loan repayment timelines
Module 07Advanced Tools & Strategies
+
- Growing Annuity — FV and PV calculations
- Goal Seek and Solver to reverse-engineer SIP, EMI, wedding budgets
- Adjusting plans for uncertainty and changing assumptions
Module 08Portfolio Design & Asset Allocation
+
- Asset allocation strategies for every life phase
- Calculating and comparing portfolio returns
- Full integration into a client-ready financial plan
How it works
Live. Rigorous.
No shortcuts.
This isn't a video course you forget after watching. It's a structured live program where you build real capability — and prove it through submission.
8
Days of Live Instruction
All 8 modules taught live by Sunita Rao CFA. Ask questions, work through calculations, and build your framework in real time alongside your cohort.
25h
Recorded Program Included
Miss a session? Need to revisit a concept? The full 25-hour self-paced recorded program is yours as a reference library for one full year.
3
Plans Built by You
Three complete financial plans — progressively complex. Every formula, every assumption, every output built in Excel from first principles. Nothing handed to you.
What you walk away with
By the end of this program,
you will be able to:
🎯
Plan for any life goal
Education, retirement, wedding, travel, loans — handle every scenario a client brings to you.
🔧
Build plans from scratch
Your own Excel framework — every formula understood, every assumption yours to change.
👥
Handle complex client situations
Business owners, pre-retirees, newlyweds, dual-income couples — you'll know what to do.
📐
Master calculations most advisors skip
XIRR, HLV, growing annuities, variable inflation — the math behind genuinely great planning.
🚀
Start offering planning services immediately
Or upgrade your current practice. You leave program-ready, not still-studying.
🏆
Earn a certificate that means something
Issued only after you submit 3 real financial plans. Not for watching videos.
Certification requirement
3 case studies.
1 certificate earned.
To receive the SunYta Financial Planning Blueprint certificate, you submit three complete financial plans — each built from scratch. Progressively more complex.
Case Study · 01
The Young Salaried Professional
Single income · Early career · Moderate goals
- Goal-based future value planning
- SIP requirement calculation
- Term insurance & HLV
- Basic asset allocation
Case Study · 02
The Dual-Income Family
Married couple · Home loan · Two children
- Education planning across two children
- Home loan & EMI strategy
- Spouse HLV & insurance needs
- Retirement for both partners
Case Study · 03
The Pre-Retiree Business Owner
Complex income · Multiple goals · Retirement focus
- Variable income planning
- Advanced retirement scenarios
- Wedding + travel + gifting goals
- Full plan with asset allocation
Program journey
From first principle
to client-ready plan.
01
Foundations & Goal Maths
Time value of money, return calculations, goal future values and investment requirements — built from scratch in Excel.
02
Retirement, Insurance & Loans
Retirement planning for both spouses, HLV-based insurance coverage, EMI strategies and loan repayment timelines.
03
Advanced Tools & Portfolio
Growing annuities, Goal Seek, Solver, asset allocation across life phases — integrating everything into one plan.
04
Case Studies & Certificate
Build and submit 3 complete financial plans — progressively complex. Certificate issued on passing, not for attendance.
Your instructor
Meet your Mentor
16+
Years of Experience
6K+
Students Trained
150+
Successful CFPs
CFA
Fellowship in Life Insurance
Arbitrator — ICA
About
Sunita Rao is a Chartered Financial Analyst, Fellow of the Life Insurance industry, and an Arbitrator empaneled with the Indian Council of Arbitration. With over 16 years of experience in financial consulting and training, she has trained more than 6,000 students — including senior bankers, CFOs, and investment bankers from top organisations across the world.
Qualification
- Chartered Financial Analyst (CFA)
- Fellowship in Life Insurance
- Arbitrator empaneled with Indian Council of Arbitration
Subject Matter Expert
Financial Planning (CFP)
Wealth Management
Alternate Investment Funds
Portfolio Management Services
Investment Advisory
Mutual Funds
Enrolment
One price.
Everything included.
3rd August · Limited Seats
₹24,999
+ GST applicable
₹34,999Save ₹10,000
-
✓8 days of live instruction with Sunita Rao CFA
-
✓Full 25-hour self-paced recorded program — 1 year access
-
✓3 case studies built from scratch in Excel
-
✓Personalised feedback on submitted financial plans
-
✓SunYta Financial Planning Blueprint Certificate
-
✓Shareable digital certificate for LinkedIn
-
✓Live cohort access + all session recordings
Next batch: 3rd August · Seats are limited
🗓 When is the next batch?
The next batch begins on 3rd August. Seats are limited — enrol now to secure your place.
💻 How are sessions conducted?
All live sessions are online. Recordings are in your LMS within 24 hours if you miss any session.
📜 How is the certificate earned?
You submit all 3 case study financial plans for review. The certificate is issued only on passing — not for attendance.
🔗 Is this connected to CFP?
No. Standalone applied financial planning program with no FPSB linkage. For CFP, see our separate CFP Fast Track Program.
🛠 What tools do I need?
Microsoft Excel only. No financial planning software subscription required. Everything is built from scratch in Excel.
Frequently asked
Questions
No. The program starts from foundations — Time Value of Money, rates of return, basic Excel — and builds progressively. If you're already in advisory, early sessions will be fast and later ones genuinely stretching.
Microsoft Excel (2016 or later). Everything is built from scratch — no financial planning software subscription required.
All live sessions are recorded and in your LMS within 24 hours. You also have full access to the 25-hour self-paced program as backup. Missing one session won't set you back.
You submit each completed financial plan as an Excel file. Plans are reviewed for accuracy of calculations, completeness of goals covered, and quality of the overall plan structure. Feedback is provided before the next case study begins.
This program is taught entirely in English. Sunita Rao conducts all live sessions in English.
Please reach out to us at [email protected] for our refund and transfer policy. We're happy to find the right option if circumstances change before the program begins.
Ready?
Stop recommending products.
Start planning lives.
The Financial Planning Blueprint gives you the framework, the math, and the confidence to handle any client — from first meeting to complete plan.